I just double checked on all difficulties, and I’ve done The Hidden Path and A Merciful End, how come I only have 86 points? 
I’m also level 85 and did 99% of the quests with a friend in a game he set up if that matters.
I just double checked on all difficulties, and I’ve done The Hidden Path and A Merciful End, how come I only have 86 points? 
I’m also level 85 and did 99% of the quests with a friend in a game he set up if that matters.
My guess is you used a trainer to reset your attribute points and forgot to add in the 4 attribute points. The Trainer doesn’t give you the bonus attribute points when you reset your selections.
Oh yeah thats right I did use one at a point, as I thought dumping all your points in spirit was beneficial. thanks man! 
there’s 3 more you can get from quests i think, 1 from each difficulty
6 total attribute points from quests. 3 from the quest to kill Lutra, 3 from The Hidden Path.