Question regarding attribute points

Pretty new to the game. Do you guys save attribute points till 85, or apply them as you level? Seems like most of the guides say “just enough to use X item” when you wont know how much to dump until end game.

I just uses my atribute points at lvl 85 and when I have my skills/devotion build and all iten’s pieces which Ill gonna use on my vault.

Uses the atribute points when you have your skills/devotions build done, and you see what needs to use ur gear.