What's a build that can do dungeons and SR <40 reasonably?

Yes. Huge +1 to powbam. This is where game mechanics comes in.

So here are your most efficient options:

  1. Learn more about game mechanics so that you can rock it with your templar. This will probably require reading in hte guides/tutorial section.

  2. Get a target farmmable set, reroll a new character, and power level it (should be easy with malmouth exp/roid juice). Use new character to farm.

The latter imo is the most straightforward path.

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