I find the skill sort of useless as I almost always pop a health potion long before I reach that low health. It only procs against a few bosses and usually only once. I will put 1point in it most times unless I’m doing crucible.
Even worse because if what I understand is correct it will only proc when you get hit after falling below 1/3 HP.
That means you can be OS from like 34% HP and it won’t even proc, also another hit after falling below 1/3 is too risky to try and take.
It’s incredibly worth it if you want less or zero downtime due to character death. When you are in Ultimate and in a nasty fight, or take a juicy crit, especially on squishy characters, you will see Will proc often and it’s great. On my tank characters, its mandatory and I take it over other things immediately. Well worth it.
Having Turtle & Menhir’s Will makes you incredibly durable.
It works best with a huge HP pool. It won’t work if the crit outright takes you down in one hit. You have to be able to take that one hit, then proc. So more HP is better for this.