Hi folks, interesting game, crazy amount of high lvl builds. I am trying some different combos. Highest toon is i think 45. Still trying to figure out all the skills stuff when a character levels, like where best to put the points after moving the bar along to get best bang for the buck. Refund of those is nice to have but i hear devotion is trickier to refund. I’ll worry about that later!
Anyways, working Reaper and a few other dual class setups that a friend helped me out earlier on (haven’t had his help since…).
Mike aka Darkened Soul (and my musical project (been dormant for about 10 yrs lmao - over at bandcamp).
Welcome to Grim Dawn!
Initially it can be a bit overwhelming what with the dual class system, devotion system and itemization but eventually it gets easier. grimtools.com is a really useful website for planning different builds with the calculator.
Devotion refund isn’t that bad and gets easier if you have the expansion which can give potions that can be used to reset things like devotion, skill/attribute points.
Welcome to the game and to the forum. 
Hello darkenedsoul
and welcome to the forum and grim dawn
Welcome to Grim Dawn and hope that you enjoy this awesome game.
I still don’t understand the Devotion part 
Think of it as extra stuff to make your build better. Do you need resistances? Look for devotions that give this. Aiming for a specific type of damage? Look for devotions that give this. I generally decide what tier 3 constellation (outer constellations) I want to aim for and then play around in the grimtools build calculator to try and work out the best way to get to it.